AUTOMOBILE     
Dependable coverage, oustanding service, and great rates are what we provide you with for all your auto insurance needs.

Account Discounts - Insuring your homeowners or renters or condo with the same insurance company as your auto insurance, affords you additional discounts.

Policy Discounts - Depending on you policy, one or more of these discounts may be available to you.

• Airbags
• Anti-Lock brakes
• Automatic safety belts
• Driver training
• Multiple cars
• Anti-theft devices

HOW SAFE IS THE VEHICLE THAT YOU DRIVE?

HOMEOWNERS     

A homeowners insurance policy helps protect one of your most valuable assets. We will advise you on a policy that will give you the most appropriate coverage for your needs at a great price.

Account Discounts - Insuring your homeowners, renters, or condo with the same insurance company as your auto insurance, you can receive additional discounts. And best of all, you have one helpful agent handling all your needs.

Some of these discounts may also be applicable to your situation.

• Home Sprinkler System
• Fire and burglar alarms
• Smoke detectors
• Dead-bolt locks
• New home discounts

Home Replacement Coverage - For homes insured for 100% of their replacement value, damage resulting from a covered incident will be repaired in full, even if the repair cost exceeds the policy limits.

Contents Replacement Coverage - Replacement cost coverage provides for the total replacement of your contents that are destroyed by a covered loss up to the policy limits, without any deductions for use or depreciation. Your deductible would apply.

Electronics and Valuable Coverage - You can add additional protection for your valuables such as jewelry, furs, stamp and coin collections, silverware, home computers, and cellular phones. Check with us regarding the limits of your homeowners policy, and if one or more of these additional coverages would be right for you.